Insurance - Ajax

If you believe you have experienced a loss or damage involving municipal operations or property, learn how and when to submit an insurance claim below.

Making Insurance Claims Against A Municipality

If you believe that the Town of Ajax has been negligent in its maintenance of municipal facilities, roads, sidewalks, storm sewers, or parks, which has caused you injury or damage to your property, you can file a notice of claim against the Town of Ajax.

Submit a Municipal Claim Form

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What to Consider When Making a Claim

We recommend you consult your insurance company or insurance representative first, for advice on how to deal with your injury or damage.

Your insurance coverage may be more extensive than what you can recover from the municipality. If your insurer believes the Town of Ajax is responsible for your damages, they may seek compensation against the Town of Ajax on your behalf. The Town of Ajax only provides consideration of your claim if it is legally responsible for your damage.

Limitations and Timelines

There may be limitation periods and other procedural timelines that apply to your claim. You should consult your own legal counsel or insurer as required.

Notice of Understanding

The use of profanity, abuse, threats, or bullying may result in the examiner, independent adjuster or municipal staff assigned to the claim being unable to provide any further contact, support or consideration of your claim.

To make a claim against the Town of Ajax for injury or damages, you must complete the online form.

Insurance Certificates

An insurance certificate must be provided to the Town by individuals or companies that work on or permit the use of Town property or Town facilities, or supply goods and services to the Town.

Insurance requirements are set out in the agreement, contract, licence, permit or purchase order with the Town.

General Certificate of Insurance

To provide proof of Commercial General Liability and/or Automobile Insurance and/or Professional Liability only.

Bid Documents/Contract Awards

To provide proof of Commercial General Liability and/or Automobile Insurance and/or Professional Liability and/or Environmental Liability only.

Sediment and Erosion Control

To provide proof of Commercial General Liability and Environmental Liability only.